Who needs an SR-22?
Most people think that getting a driver’s license is the hardest part about driving. But the truth is that just because you have been issued a driver’s license does not automatically imply you won’t make a mistake or two while driving.
A few small mistakes are normal for any driver and you get off easily with just a slap on the wrist, but more than that and you are asking for trouble. If the number of traffic or driving violations is too high or they occur in a short span of time, then it might be time for you to get an SR-22.
What is an SR-22?
An SR- 22 is a verification that you’re maintaining an auto insurance liability coverage. It is a form required by the state and is filed by your car insurance carrier with your state’s Department of Motor Vehicles (DMV). An SR- 22 is also referred to as SR- 22 Insurance or A Certificate of Financial Responsibility.
Who Needs an SR- 22?
The next question that comes to mind is, who needs an SR- 22 Auto Insurance?
Being involved in one of the following scenarios could result in you getting a mail from the traffic court or the Department of Motor Vehicles (DMV), notifying you to get an SR- 22 from your insurance carrier.
The scenarios are:
- Being unable to show financial responsibility after an accident or a traffic violation.
- Driving Under Influence (DUI) or Driving While Intoxicated (DWI) or any other similar moving violation that can put you and others at a risk of traffic accidents.
- Repeated traffic violations or frequently occurring offenses in a short time span.
- Driving carelessly, without an insurance, that results in a traffic accident.
- A revoked or suspended driver’s license.
How to Get An SR- 22?
The requirements vary from state to state, but the basic idea is that you need your insurance provider to fill out a form certifying that you are covered by an insurance policy. The certification comes at a price of approximately 25 dollars.
How Long Do You Need an SR-22 For?
In most states, you are required to file an SR- 22 for a period of three years. The requirement will be removed if you remain on the right side of the law during this period, but being involved in more traffic violations of a nature similar to the ones stated above, this period can be extended by the DMV.
Why to Choose Mountain Insurance
Mountain Insurance offers insurance coverage with more than 4 Insurance carriers in Colorado. We can offer SR-22 insurance coverage in the Cities of Colorado Springs, Montrose, Delta, Grand Junction, Gunnison and throughout the State of Colorado ensuring you get the insurance policy best suited to your needs and requirements. We offer round the clock quality customer service. You can request a price quote from them and receive a response on the very same day. In case you need an SR- 22, Mountain Insurance offers immediate filling of the form with the DMV.
In case of insurance claims, billing information, accidents or any other service provided by Mountain Insurance located also in Colorado Springs you can contact them from 9am-5pm at 970-901-0062 or email Chris@dcimountain.com