Who needs an SR-22?
Most people think that getting a driver’s license is the hardest part about driving. But the truth is that just because you have been issued a driver’s license does not automatically imply you won’t make a mistake or two while driving.
A few small mistakes are normal for any driver and you get off easily with just a slap on the wrist, but more than that and you are asking for trouble. If the number of traffic or driving violations is too high or they occur in a short span of time, then it might be time for you to get an SR-22.
What is an SR-22?
An SR- 22 is a verification that you’re maintaining an auto insurance liability coverage. It is a form required by the state and is filed by your car insurance carrier with your state’s Department of Motor Vehicles (DMV). An SR- 22 is also referred to as SR- 22 Insurance or A Certificate of Financial Responsibility.
Who Needs an SR- 22?
The next question that comes to mind is, who needs an SR- 22 Auto Insurance?
Being involved in one of the following scenarios could result in you getting a mail from the traffic court or the Department of Motor Vehicles (DMV), notifying you to get an SR- 22 from your insurance carrier.
The scenarios are:
- Being unable to show financial responsibility after an accident or a traffic violation.
- Driving Under Influence (DUI) or Driving While Intoxicated (DWI) or any other similar moving violation that can put you and others at a risk of traffic accidents.
- Repeated traffic violations or frequently occurring offenses in a short time span.
- Driving carelessly, without an insurance, that results in a traffic accident.
- A revoked or suspended driver’s license.
How to Get An SR- 22?
The requirements vary from state to state, but the basic idea is that you need your insurance provider to fill out a form certifying that you are covered by an insurance policy. The certification comes at a price of approximately 25 dollars.
How Long Do You Need an SR-22 For?
In most states, you are required to file an SR- 22 for a period of three years. The requirement will be removed if you remain on the right side of the law during this period, but being involved in more traffic violations of a nature similar to the ones stated above, this period can be extended by the DMV.
Why to Choose Mountain Insurance-Montrose
Mountain Insurance-Montrose offer insurance coverage with more than 4 Insurance carriers, ensuring you get the insurance policy best suited to your needs and requirements. They offer round the clock quality customer service. You can request a price quote from them and receive a response on the very same day. In case you need an SR- 22, Mountain Insurance-Montrose offer immediate filling of the form with the DMV.
In case of insurance claims, billing information, accidents or any other service provided by Mountain Insurance-Montrose, you can contact them from 9am-5pm at 970-901-0062.