Small Business Insurance For Plumbing Contractors
Plumbers carry out an essential service for both residential and commercial clients. Your duties demand that you're always on the move, spending time in different locations and carrying out elaborate fixes. There's no shortage of work as a plumber, which is all the more reason to get flexible plumbers insurance. We can help you get a policy that covers all possibilities, ensuring your business is well protected.
What is Plumbers Insurance & What does it cover?
Plumbers insurance is a type of small business insurance policy specifically for people within the plumbing industry. It differs from other business insurance options in that all of the coverage options protect you from problems that happen within your industry.
Plumbing contractors insurance will cover:
● General liability - this is a broad coverage that protects you in numerous situations. It includes premises liability, stepping in to help you if anyone is ever injured at your workplace. There's also product liability thrown in, which protects you if any plumbing products you sell are defective and damage customers or their property. You can also receive coverage for completing jobs as a plumber, gaining financial help if claims are made against your work.
● Buildings & contents cover - if you have work premises, you can seek insurance that covers the cost of any repairs to the property, along with any damages to the things inside for losses that are covered on the policy.
● Auto insurance - naturally, a lot of your work as a plumber involves driving around from client to client. You can get auto insurance that protects your vehicle if you are involved in an accident and repairs are required.
● Workers' compensation - an essential piece of cover if you have employees. This allows them to be paid if they get injured at work and have to take time off to recover.
Effectively, our plumber's insurance will cover you in any way you can possibly think of. Consider where problems might arise in your business, then seek out the coverage options that focus on them. You'll end up with a plumbing company that's always covered if something goes wrong.
How much does Plumbers Insurance cost?
The cost of your premium will depend on various business-related factors. The amount of coverage you require will be the leading dictator of the costs. Naturally, this is determined by your business and what you do. Some plumbers need a much higher degree of coverage than others! If you'd like to know how much your policy will cost, contact us today to get a free quote.
Get flexible plumbers insurance today!
Get in touch with our team and you will be able to put together a policy that's designed around your best interests. Why wait any longer? Protect yourself and your business by seeking out plumbers insurance today!
Contact a representative at Mountain Insurance to set up a free consultation.
Mountain Insurance provides business insurance to Plumbing contractors in Colorado Springs and Montrose, Grand Junction, Ouray, Crested Butte, Gunnison, Telluride, and surrounding areas.