Glenwood Springs, Colorado Insurance
Glenwood Springs, Colorado is known for its history. But its future is bright, too. Businesses thrive in Glenwood Springs when they have the right insurance.
Mountain Insurance-Montrose works closely with business owners throughout Glenwood, Springs, Colorado to provide affordable insurance policies tailored for your business. As a Colorado-based company, we understand the unique dangers your Colorado business faces and work to protect your hard work from accidents and claims.
Construction contractors insurance is commonly used, and for good reason. Construction projects are often expensive and high risk, from working on home renovations to large federal projects.
Construction contractors need high limits of insurance, especially liability in case of damages. Coverages construction contractors may consider include general liability insurance, as well as:
Auto Repair and Body Shops
Working on client vehicles comes with a lot of risks. Garage general liability can cover your business from lawsuits concerning bodily injury and property damage. It can also cover claims of personal and advertising injury such as libel, slander, malicious persecution or copyright infringement.
In general, clients may hold a car insurance policy to protect against damage. This doesn’t mean that you are free from risk if a car is damaged in your care, however. If a client’s vehicle suffers damage in your garage, you will need garage general liability and product liability to protect your business against a lawsuit.
If you are a landscaping contractor or own a landscape contracting business, you will need the proper insurance to protect against damage and lawsuits.
A landscape contractors insurance policy may include:
- Equipment Insurance covers the equipment your business owns in case of damage or loss caused by fire, wind, hail, theft or vandalism.
- General Liability Insurance covers bodily injury and property damage that may occur in the course of normal business operations.
- Commercial Auto Insurance covers vehicles owned by the landscaping business, such as vans used to transport equipment and travel between projects.
Ask an agent today about what kind of insurance your landscaping business needs.
Sand and Gravel Haulers
It can be difficult to insure a dump truck and other cargo vehicles used for your business. This is because vehicles that haul sand and gravel add an extra danger on the road from flying debris and a heavier weight. Sand and gravel haulers insurance is a form of commercial auto insurance, which can cover the physical vehicle, comprehensive and collision coverage.
Excavation contractors face a lot of risk when it comes to operation. Preparing ground to build a foundation isn’t always easy, and accidents can happen from property damage lawsuits. Excavation contractors should consider general liability insurance, commercial auto insurance, and umbrella liability.
Craft breweries can be fun and lucrative, but they do come with their own risks. If someone is injured on your property, you may be liable for their injuries. General liability, workers compensation, commercial property insurance and commercial auto insurance are all important coverages available for your craft breweries.
Homeowners association insurance (HOA insurance) covers condo buildings and common areas that your homeowners association may own. It is generally paid for through each members’ dues. This insurance can protect your HOA property from damage caused by fire, wind, hail, lightning, smoke, theft or vandalism. It can also cover general liability, in the event tenants are injured or their property is damaged.
Hotels and Motels
Hotel and motel insurance covers a wide variety of important coverages. This includes commercial property insurance, which covers the physical hotel or motel from physical damage caused by fire, wind, hail, lightning or smoke. It also includes general liability in the event someone visiting or staying at the hotel is injured or their property is damaged.
Insure With Mountain Insurance-Montrose
If you need insurance for your Colorado business, you’re in the right place. No matter what your industry or title, we can help you tailor a policy fit for your needs and your budget. Call Mountain Insurance-Montrose at (970) 901-0062 or fill out an online quote form to get started today!