Call Us 970-901-0062 ☰ ˟
local insurance broker
Call Us 970-901-0062
  • Home
  • Our Agency
    • AboutImage of right arrow
      • Meet the Agent
      • Our Locations
    • Business & CommercialImage of right arrow
      • Coverage for Your Business
      • Coverage for Specific Industries
      • Workers Compensation
      • Special Events Insurance
    • Personal LinesImage of right arrow
      • Off-Road Vehicles Insurance
      • Homeowners
      • Automobile
      • Personal Umbrella Insurance
      • Recreational Vehicle
    • Companies We Represent
    • Privacy Policy
  • Products
    • Coverage for Your BusinessImage of right arrow
      • Commercial General Liability Insurance, Montrose CO | Mountain Insurance-Montrose
      • Business Owners Policy (BOP), Montrose CO | Mountain Insurance - Montrose
      • Business Auto Insurance | Mountain Insurance - Montrose
      • Commercial Property Insurance, Montrose CO | Mountain Insurance - Montrose
      • Commercial Umbrella Insurance, Montrose CO | Mountain Insurance - Montrose
      • Crime Insurance for Business, Montrose CO | Mountain Insurance - Montrose
      • Professional Liability Insurance, Montrose CO | Mountain Insurance - Montrose
      • Surety & Fidelity Bonds Near Grand Junction | Mountain Insurance - Montrose
      • Fidelity Bonds Near Grand Junction | Mountain Insurance - Montrose
      • Surety Bonds Near Grand Junction | Mountain Insurance - Montrose
      • Loss Control Insurance, Montrose CO | Mountain Insurance - Montrose
      • Data Backup Service Insurance, Montrose CO | Mountain Insurance - Montrose
    • Coverage for Specific IndustriesImage of right arrow
      • 4x4 Repair Shop Insurance | Garage Liability | Mountain Insurance - Montrose
      • Bed & Breakfast Insurance, Coverage for B&Bs | Mountain Insurance - Montrose
      • Bicycle Rental & Repair Shop Insurance | Mountain Insurance - Montrose
      • Construction Insurance, Montrose CO | Mountain Insurance - Montrose
      • Consulting Firm Insurance - Montrose CO & Grand Junction CO - Mountain Insurance - Montrose
      • Craft Brewery Insurance, Montrose CO | Mountain Insurance - Montrose
      • Excavation Contractor Insurance / Excavator Liability / Mountain Insurance - Montrose
      • Financial Institution Insurance, Montrose CO | Mountain Insurance - Montrose
      • Healthcare Facility Insurance, Montrose CO | Mountain Insurance - Montrose
      • Healthcare Practice Insurance, Montrose CO | Mountain Insurance - Montrose
      • Law Firm Insurance, Montrose CO | Mountain Insurance - Montrose
      • Livery Insurance, Montrose CO | Mountain Insurance - Montrose
      • Livestock Insurance, Montrose CO | Mountain Insurance - Montrose
      • Maintenance Contractors Insurance | Mountain Insurance - Montrose
      • Manufacturing Insurance, Montrose CO | Mountain Insurance - Montrose
      • Media & Advertising Insurance, Montrose CO | Mountain Insurance - Montrose
      • Orthotics & Prosthetics Insurance | Mountain Insurance - Montrose
      • Pool & Spa Insurance, Montrose CO | Mountain Insurance - Montrose
      • Power Sports Rentals | Mountain Insurance - Montrose
      • Printers & Publishers Insurance, Montrose CO | Mountain Insurance - Montrose
      • Railroad Contractors Insurance, Montrose CO | Mountain Insurance - Montrose
      • Real Estate Businesses Insurance, Montrose CO | Mountain Insurance - Montrose
      • Retail / Store Insurance, Montrose CO | Mountain Insurance - Montrose
      • School Bus Contractors Insurance, Montrose CO | Mountain Insurance - Montrose
      • Scrap Metal Business Insurance, Montrose CO | Mountain Insurance - Montrose
      • Security Guard Business Insurance, Montrose CO | Mountain Insurance - Montrose
      • Self-Storage Business Insurance, Montrose CO | Mountain Insurance - Montrose
      • Septic Contractors Insurance, Montrose CO | Mountain Insurance - Montrose
      • Specialty Trade Contractors Insurance | Mountain Insurance - Montrose
      • Truck Equipment Insurance, Montrose CO | Mountain Insurance - Montrose
      • Technology Services Insurance, Montrose CO | Mountain Insurance - Montrose
      • Tow Truck Insurance, Montrose CO | Mountain Insurance - Montrose
      • Zipline Tours Insurance | Zip Line Liability | Mountain Insurance - Montrose
      • Water Well Drillers Insurance, Montrose CO | Mountain Insurance - Montrose
    • Workers Compensation
    • Special Events Insurance
    • Snowmobile and ATV Rental Insurance
    • HomeownersImage of right arrow
      • Home & Auto Insurance Near Grand Junction | Mountain Insurance - Montrose
      • Property Insurance Near Grand Junction | Mountain Insurance - Montrose
      • Homeowners Liability Insurance | Mountain Insurance - Montrose
      • Renters Insurance Near Grand Junction | Mountain Insurance - Montrose
      • Condo Insurance Near Grand Junction | Mountain Insurance - Montrose
      • Mobile Home Insurance, Montrose CO | Mountain Insurance - Montrose
      • Landlords Insurance, Montrose CO | Mountain Insurance - Montrose
      • Home Business Insurance, Montrose, CO | Mountain Insurance - Montrose
      • Identity Theft Insurance, Montrose CO | Mountain Insurance - Montrose
    • AutomobileImage of right arrow
      • Cheap Car Insurance Colorado / Car Insurance Quotes Colorado / Mountain Insurance - Montrose
      • Auto Liability Coverage, Montrose CO | Mountain Insurance - Montrose
      • Comprehensive Auto Coverage, Montrose CO | Mountain Insurance - Montrose
      • Auto Collision Coverage, Montrose CO | Mountain Insurance - Montrose
      • Uninsured /Underinsured Motorist Coverage | Mountain Insurance - Montrose
      • Diminishing/Vanishing Deductible, Montrose CO | Mountain Insurance - Montrose
      • Accident Forgiveness Coverage, Montrose CO | Mountain Insurance - Montrose
      • Minor Auto Violation Forgiveness | Mountain Insurance - Montrose
      • Roadside Assistance Coverage, Montrose CO | Mountain Insurance - Montrose
      • Specialty Auto Insurance, Montrose CO | Mountain Insurance - Montrose
      • SR-22 Auto Insurance | SR-22 Insurance | Mountain Insurance - Montrose
      • Towing Services Coverage, Montrose CO | Mountain Insurance - Montrose
      • Rental Reimbursement Coverage, Montrose CO | Mountain Insurance - Montrose
      • Personal Injury Protection (PIP) Coverage | Mountain Insurance - Montrose
      • Medical Payments Coverage, Montrose CO | Mountain Insurance - Montrose
    • Umbrella
    • Recreational VehiclesImage of right arrow
      • Motorcycle Insurance Near Grand Junction | Mountain Insurance - Montrose
      • Boat / Watercraft Insurance, Montrose CO | Mountain Insurance - Montrose
      • Motorhome / RV Insurance Near Grand Junction | Mountain Insurance - Montrose
      • ATV Insurance Near Grand Junction | Mountain Insurance - Montrose
      • Snowmobile Insurance Near Grand Junction | Mountain Insurance - Montrose
  • Get a Quote
  • Contact Us
  • Location & Hours
Power Sports Rentals Icon

Power Sports Rental Insurance

We browse through a wide variety of coverages and find the right one for you.

Learn More
Business Icon

Business Insurance

We browse through a wide variety of coverages and find the right one for you.

Learn More
Life Insurance Icon

Life Insurance

We browse through a wide variety of coverages and find the right one for you.

Learn More
Auto Icon

Auto Insurance

We browse through a wide variety of coverages and find the right one for you.

Learn More
Home Icon

Home Insurance

We browse through a wide variety of coverages and find the right one for you.

Learn More
Home > Powersports | Colorado Springs

Powersports In Colorado Springs

If you plan on taking your snowmobile across snowy mountaintops or driving across the water on your jet ski in the summer, you will need powersports insurance. At Mountain Insurance-Montrose, we work with drivers throughout Glenwood Springs, Colorado to provide affordable policies and reliable coverage.

What Does Powersports Insurance Cover in Colorado Springs?

Powersports insurance can cover a range of vehicles, such as snowmobiles, personal watercrafts, jet skis, ATVs and UTVs. Coverage available under a full coverage powersports insurance policy may include:

  • Comprehensive Coverage covers damages to your recreational vehicle caused by fire, wind, hail, lightning, falling objects, theft or vandalism.
  • Collision Coverage covers damages to your recreational vehicle caused by a collision with another vehicle or object.
  • Liability covers bodily injury and property damage you may cause to someone else while operating the recreational vehicle.
  • Medical Payments Coverage covers you and your passengers’ medical bills after an accident, no matter who caused the accident.
  • Uninsured/Underinsured Motorist covers expenses related to an accident involving a driver who is not carrying insurance.
  • Roadside Assistance/Trip Interruption covers expenses related to breaking down on the water, road or snow, such as unexpected breakdowns, running out of gas, and needing to be towed.

There is additional insurance available specifically for certain vehicles. Trailer insurance can cover the trailer attached to your vehicle that transports your boats, jets or snowmobiles. You can also get additional coverage for items you may leave on the vehicle or certain expensive attachments that are damaged or stolen.

Ask a Mountain Insurance-Montrose agent about adding important coverages to your vehicle.

Insure With Mountain Insurance-Montrose

Protect your unique vehicles through Mountain Insurance-Montrose today. Call (970) 901-0062 or fill out an online quote form to find affordable insurance and quality customer service today.

Common Powersports Colorado Springs Questions

Is Powersports Insurance Required?

Depending on your vehicle, insurance may be required. Vehicles like motorcycles frequently require insurance, while boats generally aren’t required to have coverage according to state law. State law isn’t the only factor to consider when deciding whether you need insurance, however. Driving a powersports vehicle without insurance can lead to significant claims and losses after an accident.

How Does Powersports/Recreational Vehicle Insurance Work?

To purchase powersports insurance, you must pay monthly premiums in exchange for coverage. Claims must be filed through your insurer, after which an underwriter will investigate the claim. Once the claim is approved, you will receive compensation based on your policy.

How Does Snowmobile Insurance Work?

Snowmobile insurance works much the same as a typical auto insurance policy. It can cover damages to your snowmobile, liability and injuries you or your passengers may face.

Do You Have to Carry Insurance on a Jet Ski?

Jet skit insurance is not required by Colorado state law. It is still recommended to protect you and your passengers, however.

Contact Us Today!
970-901-0062

Social Social Social Social

Resources

  • Get A Quote
  • Customer Service
  • Payment Options
  • Report a Claim
  • News
  • About Us
  • Refer A Friend
  • Our Carriers
  • Blog
  • Contact Us

Contact Us

102 N Lot Ave
Montrose, CO 81401

P: 970-901-0062 | Fax: 303-420-2882

Proudly serving Montrose, CO, Grand Junction, CO, Glenwood Springs, CO, Colorado Springs, CO, Ouray, CO, Crested Butte, CO, Gunnison, CO, Telluride, CO, Ridgway, CO, Delta, CO, Silverton, CO, and surrounding areas.
Licensed in Colorado, New Mexico, Arizona, Idaho, Iowa, Louisiana, Maine, Minnesota, Oregon, Texas and Utah. Mountain Insurance -Montrose 102 N Lot Ave Montrose, CO 81401

© Copyright 2020. All rights reserved. Mountain Insurance Colorado Springs | Powered by Insurance Website Builder