Livery Insurance | Taxi, Limo, and Shuttle Insurance | Montrose, CO
Driving Home Insurance Solutions for Vehicles for Hire in Western Colorado
The route toward a destination of adequate insurance coverage can be winding, especially for individuals responsible for transporting others on a for-hire basis. From taxi to shuttle drivers, the livery services industry contains risks for operators within its confines.
Transporting passengers is a big responsibility. At Mountain Insurance – Montrose, we recognize this responsibility and strive to secure personalized insurance coverage for our clients in the transportation industry. Together, we’ll take time to review current coverage and navigate areas where greater protection is necessary. Our agents act as guides throughout this process, answering questions and educating clients on the appropriate route.
Transporting Insurance Coverage Customized to Livery Services
We have exclusive access to a variety of insurance markets. These carrier partnerships translate to essential coverages specifically available for Colorado taxi, limo, and shuttle service companies.
The state of Colorado provides minimum requirements for commercial liability insurance. However, our agents typically recommend coverages above the state minimum. Clients often find the slight rise in premium is worth the value of added protection.
Commercial general liability is one of these critical coverages, and can mitigate the impact of financial burdens associated with lawsuits. If your business is held legally responsible for situations of bodily injury or damage, proper liability coverage can come into play, covering costs. Medical expense coverage for passengers can also be included.
As a transportation business owner, you’ll need to invest in commercial auto insurance for every vehicle in your company’s possession. Mapping out this coverage ensures employees are insured when operating motor vehicles for business use.
To start our process, we’ll learn the ins and outs of your transportation operation. In order to mitigate associated risks, agents need to properly identify potential exposures. Pairing commercial general liability and commercial auto insurance is traditionally an effective foundation to build a policy. We typically recommend anywhere from $1.5 million to $5 million in liability coverage alone.
For more information on the livery insurance products and services we provide, contact our agency at your convenience.
Agents Navigating the Transportation Industry from Risk
Over time, livery insurance has developed into a specialization for Mountain Insurance – Montrose. We accommodate a selection of clientele ranging from airport shuttle companies to ski resorts. This experience provides the backdrop of knowledge implemented in each policy we produce.
Ongoing service extends long after a policy is in place. Working alongside our accessible agents, clients can efficiently add and remove automobiles, as well as apply state requests to increase limits of liability.
To begin mapping out a livery insurance policy, feel free to request a quote.
Additional Resources:
At Mountain Insurance – Montrose, we’re proud to provide livery insurance in Montrose, Grand Junction, Ouray, Crested Butte, Gunnison, and Telluride, CO. We’re also licensed to serve other areas in the state of Colorado.
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