Golf Cart Rental Insurance
Whether you're renting out golf carts, using them as a taxi service, or even advertising with them, getting golf cart rental insurance is essential. Accidents can and do happen, so you need to ensure you’re covered in the event of a claim.
Golf carts aren’t just for golf courses: they’re also a fabulous general-purpose transportation solution. For instance, they’re great for getting around small towns with heavy tourist traffic, ferrying people around for weddings, and even moving bags around hotels. They come into their own in areas that aren’t suitable for regular automobile traffic. And that means that they need special insurance.
Golf Cart Rental Insurance Explained
Golf cart rental business insurance works similarly to regular automobile insurance. You pay a premium (usually every month or year) and, in return, get cover for a range of losses. Without coverage, you could be liable for damages and injuries resulting from an accident. And you may even have to forfeit your current business assets to pay compensation.
Fortunately, with us, you can get all the coverage you need to make a settlement. We offer liability insurance alongside regular golf cart rental insurance to give you peace of mind. And we specialize in offering coverage for so-called “high risk” scenarios that a lot of other insurers avoid. We listen to your story, get a picture of your circumstances, and then offer fully customized coverage, specifically tailored for you.
What Does Golf Cart Rental Insurance Include?
When you rent out golf carts and use them on your private property or in public spaces, you expose yourself to a range of risks. Fortunately, our products shield you from liability.
Here are some of the types of cover available to you when you get your insurance through us:
● General liability cover: General liability coverage is one of the most important facets of golf cart rental insurance. It covers bodily injury and pays compensation to third parties for any medical costs they incur as a result of operator negligence. It also pays for your legal costs, should you choose to defend against the claim, plus other more general business-related liabilities, such as false advertising.
● Guest passenger liability: Guest passenger liability insurance provides coverage if golf cart passengers are injured as a result of operator negligence. It pays for medical costs and legal bills associated with any claim against you.
● Physical damage, loss, or theft: Golf cart insurance for rentals also covers many of the risks that traditional automobiles face, including damage, loss, and theft. With us, you can protect against these as well, meaning that if customers damage your carts, you can get a pay out to repair them.
● Auto liability: Auto liability insurance provides coverage should you need to take your golf carts out on public roads.
When it comes to golf cart insurance, we don’t believe in a one-size-fits-all policy. Every organization that uses golf carts or rents them out is unique, meaning that they need something bespoke.
Getting genuine, comprehensive insurance ensures that there are no gaps in your policy that could leave you vulnerable. Consulting with us makes it easy to cover all bases and work out where you need insurance, and where you don’t.
Remember, you may not have full coverage under your existing policies, leaving dangerous gaps in your level of cover. Our experts scour your existing arrangements, showing you where you may still be liable. Don’t assume that your current business insurance has you covered. You may have public liability cover, but that might not apply to the golf carts you take off-site.
With us, you can choose a type of golf cart policy depending on whether you keep the vehicles on your premises or not. You can also opt for a new-for-old policy which allows you to replace an old cart with a new one if it is damaged beyond economical repair.
Get Golf Cart Rental Insurance Today
Golf buggy insurance is critical for giving you peace of mind. What’s more, it’s way more affordable than you think. Once it’s in place, you know you’re covered, allowing your business to rent out carts without worrying about liability or legal proceedings.
If you’re interested in getting golf cart insurance for your business, get in touch with us today. Our consultants can guide you through the process, helping you work out the total liability you face and how much cover you might need.